Travel insurance for Canada

Travel Insurance for Canada

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Travel insurance for Canada is compulsory for most working holiday programs. To participate on the IEC program you are required to have insurance that covers the full duration of your work visa and insurance that will cover repatriation costs.

Provincial healthcare and medical cover from your employment typically do not cover these items, so you need to get separate travel insurance for Canada.

Many firms have policies built especially for the IEC market. True Traveller has great options for those travelling from Europe, while BestQuote compares prices from a wide range of plans.

Provinces like British Columbia and Alberta are world-famous for skiing and snowboarding. If you want to hit the slopes, make certain that you have coverage for any potential injuries.

Where will you be buying your travel insurance for Canada?

Select the region you’ll be in when you’re buying your travel insurance for Canada.

Canada

True Traveller — Europe
For residents of 25 European countries, True Traveller will provides policies for those already traveling in Canada. True Traveller is the vendor of choice for a huge number of temporary workers in Canada.

BestQuote Travel Insurance
A full service Canadian travel insurance broker offering the widest selection of plans for visitors seeking travel insurance for Canada. Available plans include coverage for up to 24 months, and coverage related to pre-existing medical conditions. Plans are available before or after leaving home.

Worldnomads.com
Your trip can start from anywhere. Designed for adventurous travelers, with cover for overseas medical, evacuation, baggage and a range of adventure sports and activities. Financial failure protection included.


UK

True Traveller — Europe
Covers residents of 25 European countries and provides policies for those already traveling. True Traveller is the vendor of choice for a huge number of temporary workers in Canada.

BestQuote Travel Insurance
A full service Canadian travel insurance broker offering the widest selection of travel insurance plans for visitors to Canada. Available plans include coverage for up to 24 months, and coverage related to pre-existing medical conditions. Plans are available before or after leaving home.

Worldnomads.com
Your trip can start from anywhere. Designed for adventurous travelers, with cover for overseas medical, evacuation, baggage and a range of adventure sports and activities. Financial failure protection included.

Republic of Ireland

USIT 2 Year Insurance Cover
Get a two-year insurance policy, with unlimited free winter sports and up to €10 million medical cover while in Canada, plus coverage in the USA and any country worldwide. This tailored policy also includes up to five trips back to Ireland.

Cover also includes baggage, delayed and missed flights, and much more on this comprehensive gold policy.

True Traveller — Europe
Covers residents of 25 European countries and provides policies for those already traveling. True Traveller is the vendor of choice for a huge number of temporary workers in Canada.

BestQuote Travel Insurance
A full service Canadian travel insurance broker offering the widest selection of travel insurance plans for visitors to Canada. Available plans include coverage for up to 24 months, and coverage related to pre-existing medical conditions. Plans are available before or after leaving home.

Worldnomads.com
Your trip can start from anywhere. Designed for adventurous travelers, with cover for overseas medical, evacuation, baggage and a range of adventure sports and activities. Financial failure protection included.

Rest of the EU

True Traveller — Europe
Covers residents of 25 European countries and provides policies for those already traveling. True Traveller is the vendor of choice for a huge number of temporary workers in Canada.

BestQuote Travel Insurance
A full service Canadian travel insurance broker offering the widest selection of travel insurance plans for visitors to Canada. Available plans include coverage for up to 24 months, and coverage related to pre-existing medical conditions. Plans are available before or after leaving home.

Worldnomads.com
Your trip can start from anywhere. Designed for adventurous travelers, with cover for overseas medical, evacuation, baggage and a range of adventure sports and activities. Financial failure protection included.

Australia

Fast Cover
The company of choice for Australian IEC participants, with options for 12 and 24 months, and a range of products from medical only to comprehensive, snow sports, and adventure activities. Duo policies, for couples or two friends travelling together, get 5% off.

DUInsure
The International Experience Canada Policy has been designed for those that have 2 year working holiday visas for Canada, between the ages of 18 & 30. The policy is underwritten by Allianz Australia Insurance and is issued for the full two years as per the visa requirements. Standard policy costs $2,199 or including Snow sports cover for $2,699. Terms, conditions, limits and exclusions apply.

BestQuote Travel Insurance
A full service Canadian travel insurance broker offering the widest selection of travel insurance plans for visitors to Canada. Available plans include coverage for up to 24 months, and coverage related to pre-existing medical conditions. Plans are available before or after leaving home.

Worldnomads.com
Your trip can start from anywhere. Designed for adventurous travelers, with cover for overseas medical, evacuation, baggage and a range of adventure sports and activities. Financial failure protection included.

Rest of the world

True Traveller — Europe
For residents of 25 European countries, True Traveller will provides policies for those who may be purchasing their policy from other parts of the world. True Traveller is the vendor of choice for a huge number of temporary workers in Canada.

BestQuote Travel Insurance
A full service Canadian travel insurance broker offering the widest selection of travel insurance plans for visitors to Canada. Available plans include coverage for up to 24 months, and coverage related to pre-existing medical conditions. Plans are available before or after leaving home.

Worldnomads.com
Your trip can start from anywhere. Designed for adventurous travelers, with cover for overseas medical, evacuation, baggage and a range of adventure sports and activities. Financial failure protection included.

Health insurance for expats.

Permanent Residency applicants can consider more comprehensive health insurance policies, above typical plans for travel insurance for Canada.

Expatriate health insurance ensures access to the best possible healthcare while living and working abroad. Cigna Global is a leader in these policies and provides 12-month cover for those moving to Canada, regardless of nationality or age.

Click here to get a free online quote, which should take less than 60 seconds to complete.

Why IEC visa holders need travel insurance for Canada

1. It’s mandatory for IEC visas.

Every year, we hear countless stories from people who aren’t allowed enter Canada on their IEC visa because they didn’t buy travel insurance. The rules clearly state that you must have insurance for the full duration of your visa (e.g. two years).

2. You can’t buy a short policy, and then extend it later.

Again, the rules are clear: you can’t buy a three-month policy and agree to extend it to a two-year policy just to appease the immigration officer.

For example, if you only buy a three-month or six-month policy, then the immigration officer is within their rights to issue only a three-month or six-month visa. This cannot be extended at a later date.

3. Provincial insurance doesn’t give the coverage you need.

Provincial insurance that’s on offer is not accepted as adequate by federal immigration officers. This is because it will not cover repatriation costs, i.e. flying you to your home country in the event of death.

Other costs not included in provincial cover included: dental accidents, ambulance, medications, medical devices like casts and crutches, and trips to the US and Mexico. BestQuote and True Traveller have options that include these.

4. Nobody likes paying for insurance, but the alternative could be a lot worse.

We buy insurance in case the worst happens. Often, we feel it’s a waste if that big event does not happen. As an adult, we encourage you to be responsible, as your family would not appreciate a $20,000 hospital bill in the event of serious injury or death and your repatriation home.

Where to next?

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