Whether you’re planning a visit, or possess a temporary work permit, there are many companies from whom you can buy travel insurance for Canada.

If you are moving to Canada through a permanent residence program, you may eventually enjoy publicly-funded healthcare in Canada — but you won’t be covered for the first few months after landing. This may also be the case if you are moving to Canada on a study permit or on a work permit (with some exceptions, see below). It’s important for you and your family, if applicable, to get quality health insurance for those early months, both Cigna Global and BestQuote are leaders in these policies. Get a quote from Cigna and a quote from BestQuote to begin comparing your options!

If you’re participating in the IEC Working Holiday Visa in Canada program, you are required to have travel insurance that covers the full duration of your work permit and insurance that will cover repatriation costs. Provincial healthcare and medical cover from your employment typically do not cover these items, so you need to get separate travel insurance for Canada. Many firms have policies built especially for the IEC market — we always recommend beginning with BestQuote as they will offer you a comparison of rates for many different options on the market. Get your quote from BestQuote today!

Provinces like British Columbia and Alberta are world-famous for skiing and snowboarding. If you want to hit the slopes, make certain your Canadian travel insurance policy contains coverage for any potential injuries.

Where will you be buying your travel insurance for Canada?

Select the region you’ll be in when you’re buying your travel insurance for Canada.

Europe

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BestQuote Travel Insurance

A full service Canadian travel insurance broker offering the widest selection of travel insurance plans for visitors to Canada. Available plans include coverage for up to 24 months, and coverage related to pre-existing medical conditions. Plans are available before or after leaving home. Get your quote from BestQuote today!

True Traveller

For years True Traveller has been a popular option for Europeans seeking mandatory insurance for International Experience Canada (IEC) including the Working Holiday program. True Traveller’s IEC insurance includes medical care, hospitalization, and repatriation which exceeds IRCC’s requirements. Get your quote from True Traveller today!

Australia

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BestQuote Travel Insurance
A full service Canadian travel insurance broker offering the widest selection of travel insurance plans for visitors to Canada. Available plans include coverage for up to 24 months, and coverage related to pre-existing medical conditions. Plans are available before or after leaving home. Get your quote from BestQuote today!

Fast Cover

The company of choice for Australian IEC participants seeking travel insurance for Canada. Options for 12 and 24 months, and a range of products from medical only to comprehensive, snow sports, and adventure activities. Duo policies, for couples or two friends travelling together, get 5% off.

DUInsure

The International Experience Canada Policy has been designed for those who have two-year working holiday work permits for Canada, between the ages of 18 and 30. The policy is underwritten by Lloyd’s and is issued for the full two years as per IEC requirements. Standard policy costs $2,199 or including Snow sports cover for $2,699. Terms, conditions, limits and exclusions apply.

New Zealand

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BestQuote Travel Insurance
A full service Canadian travel insurance broker offering the widest selection of travel insurance plans for visitors to Canada. Available plans include coverage for up to 24 months, and coverage related to pre-existing medical conditions. Plans are available before or after leaving home. Get your quote from BestQuote today!

DUInsure
Designed for 18-35 year olds with an IEC work permit. The policy covers emergency medical, luggage and personal effects, cancellations, and other benefits. It is underwritten by Lloyd’s and is issued for the full two years as per the work permit requirements. Standard policy costs NZ$2,199 or including snow sports cover for NZ$2,600. Terms, conditions, limits and exclusions apply.

Rest of the world (including Canada)

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BestQuote Travel Insurance
A full service Canadian travel insurance broker offering the widest selection of travel insurance plans for visitors to Canada. Available plans include coverage for up to 24 months, and coverage related to pre-existing medical conditions. Plans are available before or after leaving home. Get your quote from BestQuote today!
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Canadian health insurance

travel insurance for Canada | Canadian travel insurancePermanent residence applicants can consider more comprehensive health insurance policies, above typical plans for travel insurance for Canada.

Expatriate health insurance ensures access to the best possible healthcare while living and working abroad. Cigna Global is a leader in these policies and provides 12-month cover for those moving to Canada, regardless of nationality or age.

Click here to get a free online quote, which should take less than 60 seconds to complete.

Why IEC work permit holders need travel insurance for Canada

1. It’s mandatory for IEC work permits.

Every year, we hear countless stories from people who aren’t issued with an IEC work permit because they didn’t buy Canadian travel insurance. The rules clearly state that you must have insurance for the full duration of your work permit (e.g. two years).

2. You can’t buy a short policy, and then extend it later.

Again, the rules are clear: you can’t buy a three-month policy and agree to extend it to a two-year policy just to appease the immigration officer.

For example, if you only buy travel insurance on a three-month or six-month policy, then the immigration officer is within their rights to issue only a three-month or six-month visa. This cannot be extended at a later date.

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3. Provincial insurance doesn’t give the coverage you need.

Provincial insurance that’s on offer is not accepted as adequate by federal immigration officers. This is because it will not cover repatriation costs, i.e. flying you to your home country in the event of death.

Other costs not included in provincial cover included: dental accidents, ambulance, medications, medical devices like casts and crutches, and trips to the US and Mexico. BestQuote has these options and will enable you to compare rates from many different insurance providers. Get your quote from BestQuote today!

4. Nobody likes paying for insurance, but the alternative could be a lot worse.

You buy insurance in case the worst happens. Often, we feel it’s a waste if that big event does not happen. As an adult, we encourage you to be responsible, as your family would not appreciate a $20,000 hospital bill in the event of serious injury or death and your repatriation home.

Where to next?

Do you have health insurance for Canada?

Many newcomers are not eligible for Canadian healthcare coverage when they first arrive.

Our partner, Cigna, offers newcomers a range of comprehensive health insurance policies for peace of mind. Explore your options with a free quote today!