New CRA Benefit Payments in August 2026: What Newcomers Could Get

Many of these CRA benefit payments have been recalculated using your 2025 tax return, so if your income or family situation changed last year, your deposit amount may look different than it did earlier in the year.

For newcomers, this extra infusion of cash can help cover childcare, groceries, and a portion of other basic needs. Knowing what benefit payments are expected in August, and how much you could receive, can make budgeting easier.

Key Takeaways

• The Canada Child Benefit arrives August 20, and most provinces add their own child benefit in the same deposit
• The Alberta Child and Family Benefit arrives separately on August 27, since Alberta runs its own quarterly schedule
• The Ontario Trillium Benefit is expected on August 10, combining three separate credits into one deposit based on your 2025 income and rent or property tax paid
• CPP and OAS both pay out on August 27, with OAS amounts reflecting the latest quarterly cost-of-living adjustment

Canada Child Benefit (CCB) – August 20, 2026

The Canada Child Benefit is a monthly, tax-free payment for families raising children under 18. The August 20 deposit is the second payment of the July 2026 to June 2027 benefit year, which is calculated using your 2025 adjusted family net income.

Who Qualifies for the Canada Child Benefit?

You need to live with a child under 18 and be primarily responsible for their daily care. You or your spouse or common-law partner must be a Canadian citizen, permanent resident, protected person, or a temporary resident who has lived in Canada for the last 18 months and holds a valid permit.

As a newcomer, you can apply for the CCB once you have a Social Insurance Number. You do not need to wait until you have filed a tax return to apply, though you will need to file each year afterward to keep receiving payments.

How Much Could You Receive Under the Canada Child Benefit?

For the current benefit year, the maximum amounts are as follows:

• Up to $8,157 per year, or $679.75 per month, for each child under 6
• Up to $6,883 per year, or $573.58 per month, for children aged 6 to 17

Families with a 2025 adjusted family net income under $38,237 receive the full amount, and payments gradually decrease above that threshold.

In August 2026, you will receive one-twelfth of your total annual entitlement.

Provincial Child Benefits Paid with the CCB Deposit

Most provinces and territories combine their own child benefit with the CCB payment, so you do not need to apply separately. Current maximum monthly amounts, based on your 2025 income, are:

• British Columbia Family Benefit: up to $145.83 for the first child, $91.66 for the second, and $75 for each additional child, reduced once adjusted family net income passes $30,176
• Ontario Child Benefit: up to $146.66 per child, with the full amount available under an income threshold of $26,865, phasing out gradually above that
• Nova Scotia Child Benefit: up to $127.08 per child, with a partial benefit between $26,000 and $34,000 in adjusted family net income
• New Brunswick Child Tax Benefit: up to $20.83 per child, reduced once adjusted family net income exceeds $20,000. Plus, there’s an equivalent New Brunswick Working Income Supplement (NBWIS) that families with an earned income between $3,750 and $25,921 can receive.
• Prince Edward Island Child Benefit: up to $34.16 per child, phasing out completely once adjusted family net income crosses $80,000
• Newfoundland and Labrador Child Benefit: Up to $157.33 for a child under 18, phasing out gradually as new family income surpasses $20,397.
• Yukon Child Benefit: up to $80.50 per child, with a partial benefit once adjusted family net income passes $35,000
• Northwest Territories Child Benefit: up to $67.91 for one child under 6, or $54.33 for one child aged 6 to 17, with amounts rising for additional children and reducing above $30,000 in adjusted family net income
• Nunavut Child Benefit: up to $29 per child, with a partial benefit once adjusted family net income passes $22,065. There is also a territorial workers’ supplement of up to $24.16 per month for one child and $30.75 per month for two.

Alberta, Quebec, and Manitoba are the exceptions. Their child benefits run on separate schedules and are not included with the CCB.

Alberta Child and Family Benefit (ACFB) – August 27, 2026

If you live in Alberta, the Alberta Child and Family Benefit does not arrive with your CCB deposit. It is a separate, tax-free payment issued quarterly, and the next installment comes on August 27.

Who Qualifies for the Alberta Child and Family Benefit?

To qualify for the ACFB, you must have children under 18 and file a tax return each year, since the CRA uses your return to determine eligibility. There is no separate application required.

How Much Could You Receive Under the Alberta Child and Family Benefit?

The ACFB is made up of two parts, a base component that all eligible families can receive, and a working component for families with employment income.

The base component provides:

• Up to $1,529 a year, or about $127.41 a month, for the first child
• Up to $764 a year, or about $63.66 a month, for each of the second, third, and fourth child

This amount starts to reduce once your adjusted family net income passes $28,116, with a partial benefit still available up to $47,115.

Families with working income above $2,760 may also qualify for the working component, on top of the base amount. It provides up to $782 a year for the first child, with smaller amounts for each additional child. This portion also reduces once adjusted family net income exceeds $47,115.

Ontario Trillium Benefit (OTB) – August 10, 2026

If you live in Ontario, the Ontario Trillium Benefit combines three separate credits into a single monthly deposit: the Ontario Energy and Property Tax Credit, the Northern Ontario Energy Credit, and the Ontario Sales Tax Credit.

Who Qualifies for the Ontario Trillium Benefit?

Your eligibility depends on which credit applies to your situation. You may qualify for the energy and property tax portion if you paid rent or property tax on your main home in 2025, or if you lived in a public long-term care home.

Residents of northern Ontario who paid rent, property tax, or home energy costs may also qualify for the northern credit. The sales tax credit is available more broadly, to people 19 or older, those with a spouse or common-law partner, and parents living with a child.

How Much Could You Receive Under the Ontario Trillium Benefit?

Amounts vary widely depending on rent, property tax, and income.

• Ontario Sales Tax Credit: Up to $378 per adult and child annually.

• Ontario Energy and Property Tax Credit: Up to $1,307 per year if you are between 18 and 64 or up to $1,488 annually, if you’re 65 or older. If you live on a reserve or in a public long-term care home, you could be entitled to a maximum of $290 per year.

• Northern Ontario Energy Credit: Up to $189 per year for single adults, and $290 per family.

Most people receive a combined monthly payment, though some may have opted to receive a single lump sum payment in July 2026. If your total annual entitlement was below $500, you would have received a single payment in July 2026.

Canada Pension Plan (CPP) – August 27, 2026

The Canada Pension Plan is a monthly retirement benefit funded through contributions made by workers and employers during your time in the Canadian workforce. Unlike most benefits on this list, CPP payments are taxable. Quebec residents receive the Quebec Pension Plan instead.

Who Qualifies for CPP?

You can start receiving CPP as early as age 60 or delay it until 70 for a higher monthly amount. You need at least one valid CPP contribution to qualify. If you have not contributed long enough in Canada, a social security agreement between Canada and your country of origin may help you qualify using contributions made abroad.

How Much Could You Receive Under CPP?

As of January 2026, the maximum monthly CPP retirement pension at age 65 was $1,507.65. The average payment for individuals starting their retirement pension at age 65, as of April 2026, was $877.01 per month.

Most people receive less than the maximum, since reaching it requires contributing at or near the yearly earnings ceiling for most of your working life.

Old Age Security (OAS) and Guaranteed Income Supplement (GIS) – August 27, 2026

Old Age Security is a monthly pension for Canadians aged 65 and older, funded through federal tax revenue rather than direct contributions. The Guaranteed Income Supplement is a non-taxable top-up for OAS recipients with low income.

OAS amounts are adjusted every quarter to reflect the cost of living, so the August payment reflects the July update.

Who Qualifies for OAS and GIS?

For OAS, you need to be 65 or older, have legal status in Canada, and meet residency requirements. A full pension generally requires 40 years of Canadian residence after age 18, though a partial pension is available after 10 years.

Your income can affect how much you receive as OAS. If your net income is above $93,454, part of your OAS is clawed back through the OAS recovery tax. For those aged 65 to 74, this recovery tax reduces the payment to zero once net income reaches $152,062.

For GIS, you must already receive OAS and have income below a set threshold. For a single senior, that threshold is $22,800 in annual income.

How Much Could You Receive Under OAS and GIS?

Following the July adjustment, the maximum monthly OAS payment is $751.97 for those aged 65 to 74, and $827.17 for those 75 and older.

GIS can add up to $1,123.17 per month for a single senior, with lower maximums for those with a spouse or common-law partner, depending on the partner’s own OAS or Allowance status.

How CRA Benefit Payments Are Calculated

Of these, the Canada Child Benefit is the only benefit available to newcomers before they file their first tax return in Canada. To qualify, you must register with the CRA as soon as possible.

All the other benefits above are based on the income you reported to the CRA or Revenu Québec the year before. Payments made in the second half of 2026 generally draw on your 2025 tax return, filed earlier this year.

Filing your return every year, even with little or no income, is often the only step required to keep these payments coming. Keeping your address, marital status, and direct deposit details current with the CRA or Revenu Québec also helps avoid delays.