This article was updated more than 6 months ago. Some information may be outdated.
According to Statistics Canada, crime is on the rise in Canada – an upwards trend that has been reported since 2015. But at the same time, Berkshire Hathaway Travel Protection reports that Canada is among the safest places in the world to travel. How does that make sense?
Well, both things can be true. Canada is widely considered to be one of the safest countries in the world when it comes to violent crime. Violent crimes are rare in Canada, so it’s broadly considered safe. But, property crimes are on the rise, not so much for tourists, but for those of us who are living in Canada, this is a very real risk. Here’s what you need to know:
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Just How Safe Is Canada?
According to the Berkshire Hathaway Travel Protection report for 2025, Canada ranks among the top 3 safest countries in the world when it comes to the following metrics:
- Ranked second for safety from violent crime (behind Norway in first place);
- Ranked second for safety from terrorism;
- Ranked first for transport safety;
- Ranked first for health measures;
- Ranked second for Women’s/LGBTQIA+/People of Color Safety
In fact, most travel insurance companies consider Canada to be one of the safest places in the world. It also means that violent crimes are relatively rare – and rates of violent crimes, like homicide, are decreasing.
But that doesn’t mean all crime is decreasing – in fact, non-violent property crimes such as motor vehicle theft – have been on the rise in Canada in recent years. So, it’s crucial for you to protect your assets after you move by purchasing adequate home or renter’s insurance – and auto insurance if you buy a vehicle.
The Auto Theft Problem in Canada
Canada does have a notable auto theft problem – with SUVs and trucks being the most targeted vehicles in Canada. Here’s what the Insurance Bureau of Canada says about auto theft trends:
- Canada’s private auto insurers paid more than $1.5 billion in theft claims in 2023.
- To put this in perspective, this number has just about tripled since 2021, when the average annual auto theft claim cost to insurers was $556 million.
- Ontario is seeing the worst of the auto crime increases, with auto theft claim costs increasing 524% from 2018 to 2023.

In other words, auto theft is a real issue in Canada – and the most important step you can take to protect yourself from this risk is to get adequate auto insurance.
Other steps you can take are to:
- Get informed about the most stolen vehicle makes and models and consider avoiding those models;
- Protect your vehicle using anti-theft devices, immobilizers, and a tracking system;
- Reduce your risks by always locking your vehicle, closing your windows, and avoiding using remote start systems, even on cold days.
The most stolen vehicles based on make, model, and year in 2023 were:
- Toyota Highlander (2021)
- Dodge Ram 1500 Series (2022)
- Lexus RX Series (2022)
- Honda CR-V (2021)
- Toyota RAV4 (2021)
- Honda Civic (2019)
- Jeep Wrangler (2021)
- Land Rover Range Rover Series (2020)
- Chevrolet/GMC Suburban/Yukon/Tahoe Series (2023)
- Chevrolet/GMC Silverado/Sierra 1500 Series (2006).
In our experience
Having my car stolen overnight from my driveway was a gut-wrenching experience, but my auto insurance turned out to be a lifesaver. Thanks to comprehensive coverage, not only were the theft-related costs covered, but I was also provided with a rental car to keep my life moving. The claim process was smooth, and six weeks later, the police recovered my car. While it needed some repairs, my insurance covered those as well, sparing me further financial stress. This experience showed me the importance of having the right coverage—it truly made a nightmare situation manageable.
Rebecca Major
Operations Manager at Moving2Canada
Breaking and Entering Also Problematic in Canada
In 2023 – there were almost 131,000 incidents of breaking and entering. (That’s when someone breaks into a home and enters it, usually to rob the resident of their belongings.)
So, it’s safe to say breaking and entering is also a problem in Canada. It accounts for 15% of Canada’s overall crime severity index, even though rates have been decreasing in recent years.
Property crimes more broadly also increased in 2023, by 5% year over year. Unlike auto thefts, which largely impact Canada’s central and eastern provinces, there are property crime hotbeds across British Columbia – including Kamloops, Chilliwack, Nanaimo, and Kelowna.
In our experience
I’ve lived in Kelowna for almost six years and can say that I absolutely feel safe day-to-day (and even in the evening) walking around the city. That said, it’s no secret that property crimes are an issue. Bike theft is rampant, so I tend to try to make sure I can see my bicycle or lock it up somewhere very secure. I’m also careful to lock my car and to park it somewhere visible, since I know a few people who have had their vehicles broken into.
I also make sure that I have adequate insurance for my things. I don’t own tons of expensive stuff, but I do know that I wouldn’t want to replace everything I need if it was stolen. When I compare the costs of home insurance, including good contents coverage, to the costs of replacement, it’s a no brainer for me.
Stephanie Ford
Immigration Writer at Moving2Canada
Home and Renter’s Insurance by Scotia Insurance
Moving2Canada’s trusted partner Scotia Insurance offers home and renter’s insurance policies. You can learn more about these policies here:
Or you can learn more about why renter’s insurance is important for newcomers to Canada first.
About the author
Stephanie Ford
Posted on January 16, 2025
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