New CRA Benefit Payments in November 2026: Dates and Eligibility

Newcomers to Canada may also qualify for certain benefits, depending on their immigration status, income, family circumstances, and how long they have lived in the country. These CRA benefit payments can help with everyday expenses, including housing, groceries, childcare, and other living costs.

Here are the CRA benefit payments coming in November 2026, including payment dates, eligibility requirements, and how much you could receive.

Key Takeaways

• Eligible families will receive the Canada Child Benefit and related provincial payments on November 20.
• Alberta families can expect their quarterly Child and Family Benefit payment on November 27.
• CPP, OAS, and GIS payments are scheduled for November 26, while disability benefit payments arrive November 19.
• Most CRA benefit payment amounts are calculated based on taxable income for the previous year. CPP is calculated based on your contribution history.

Upcoming CRA Benefit Payment Dates for November 2026

There are six CRA benefit payments scheduled for November 2026. Here’s a list of the payment dates:

Ontario Trillium Benefit (OTB): November 10, 2026

Eligible Ontario residents will receive their next Ontario Trillium Benefit payment on November 10, 2026.

The OTB combines three provincial tax credits intended to help low- and moderate-income residents manage living expenses:

• Ontario Sales Tax Credit (OSTC)
• Ontario Energy and Property Tax Credit (OEPTC)
• Northern Ontario Energy Credit (NOEC)

You only need to qualify for one of these credits to receive the OTB.

Who Is Eligible for the Ontario Trillium Benefit?

Eligibility depends on your income, age, family situation, and whether you paid eligible housing costs in Ontario.

For the current benefit period, which runs from July 2026 to June 2027, the CRA calculates payments using your 2025 income tax return.

You must file your tax return to be considered for OTB, even if you had little or no income.

How Much Could You Receive Under the Ontario Trillium Benefit?

Your OTB payment depends on which credits you qualify for, your income, and your individual circumstances.

For the July 2026 to June 2027 benefit period, the maximum annual amounts are:

• Ontario Sales Tax Credit (OSTC): Up to $378 per eligible adult and child.
• Ontario Energy and Property Tax Credit (OEPTC): Up to $1,307 for individuals aged 18 to 64, or $1,488 for those aged 65 and older.
• Northern Ontario Energy Credit (NOEC): Up to $189 for single individuals or $290 for families.

Most recipients receive their entitlement in monthly instalments. However, if your annual OTB entitlement is $500 or less, it is generally paid as a single lump sum rather than monthly payments.

If you received a lump-sum payment in July, you would not normally receive another OTB payment in November.

Canada Disability Benefit (CDB): November 19, 2026

The next Canada Disability Benefit payment is scheduled for November 19, 2026.

The CDB provides financial assistance to eligible working-age adults with disabilities.

Who Is Eligible for the Canada Disability Benefit?

To qualify, you generally must:

• Be between 18 and 64 years old.
• Be approved for the Disability Tax Credit (DTC).
• Meet the benefit’s Canadian residency and status requirements.
• Have filed the required income tax returns, including your spouse’s or common-law partner’s return, if applicable.

Eligible newcomers may qualify depending on their immigration status and other circumstances.

How Much Could You Receive Under the Canada Disability Benefit?

The maximum Canada Disability Benefit is $204.20 per month, or $2,450.40 annually, for the July 2026 to June 2027 payment period.

The amount you receive depends on your adjusted family net income and whether you have a spouse or common-law partner.

Payments are tax-free. If your calculated annual benefit is $240 or less, you generally receive a lump sum covering the remaining payment period instead of monthly instalments.

Approved applicants normally begin receiving payments in the month following approval.

Canada Child Benefit (CCB): November 20, 2026

Families eligible for the Canada Child Benefit will receive their next payment on November 20, 2026.

The CCB is a tax-free monthly payment designed to help families with the costs of raising children under 18.

Who Qualifies for the Canada Child Benefit?

To qualify, you generally must live with a child under 18 and be primarily responsible for their care.

You or your spouse or common-law partner must also have an eligible immigration status, such as Canadian citizenship, permanent residence, or protected person status.

Temporary residents may qualify after living in Canada for 18 months, provided they hold a valid permit in the 19th month and meet the other requirements.

Newcomers can apply for the CCB before filing their first Canadian income tax return.

How Much CCB Could You Receive in November 2026?

For the July 2026 to June 2027 benefit period, the maximum monthly payments are:

• $679.75 per child under six years old, or $8,157 annually.
• $573.58 per child aged six to 17, or $6,883 annually.

Families with adjusted family net income below $38,237 in 2025 can receive the maximum amounts. Payments gradually decrease above this threshold.

Provincial Child Benefits Included with Canada Child Benefit

Depending on where you live, your November 20 payment may also include provincial or territorial child benefits.

The CRA administers child benefit programs for nine provinces and territories, with the following maximum monthly amounts for the July 2026 to June 2027 benefit period:

• British Columbia:Up to $145.83 for the first child, $91.66 for the second child, and $75 for each additional child. Single-parent families may receive an additional $41.66 per month.
• New Brunswick:Up to $20.83 per child, plus a working income supplement of up to $20.83 per family.
• Newfoundland and Labrador:Up to $157.33 for the first child, $166.83 for the second, $179.16 for the third, and $192.50 for each additional child.
• Northwest Territories:Up to $67.91 for a child under six, or $54.33 for a child aged six to 17. Amounts increase for families with more children.
• Nova Scotia:Up to $127.08 per child.
• Nunavut:Up to $53.16 for one child.
• Ontario:Up to $146.66 per child.
• Prince Edward Island:Up to $34.16 per child.
• Yukon:Up to $80.50 per child.

These benefits are added to the federal CCB for eligible families. Your actual payment depends on your family income, number of children, and other eligibility criteria.

You do not need to apply separately, as the CRA uses information from your CCB application and tax returns to determine eligibility.

Alberta and Quebec have different provincial payment schedules. Alberta’s next Child and Family Benefit payment is scheduled for November 27.

Canada Pension Plan (CPP): November 26, 2026

The next Canada Pension Plan payment is scheduled for November 26, 2026.

CPP provides retirement income to people who contributed to the plan while working in Canada.

Who Qualifies for CPP Payments?

To receive a CPP retirement pension, you must be at least 60 years old and have made at least one valid CPP contribution.

Your pension amount depends on your contribution history, earnings, and the age at which you start receiving payments.

Newcomers who have worked in other countries may also benefit from international social security agreements that Canada has signed with certain countries.

Quebec has its own Quebec Pension Plan (QPP).

How Much CPP Could You Receive in November 2026?

The maximum monthly CPP retirement pension for someone starting their pension at age 65 in 2026 is $1,507.65.

However, most recipients receive less than the maximum.

The average monthly retirement pension for new beneficiaries aged 65 was $858.34 in July 2026.

Old Age Security (OAS) and Guaranteed Income Supplement (GIS): November 26, 2026

Eligible seniors will receive their next OAS and GIS payments on November 26, 2026.

OAS provides monthly income to people aged 65 and older, while GIS offers additional financial assistance to low-income OAS recipients.

Who Qualifies for OAS and GIS?

Unlike CPP, OAS does not require you to have worked in Canada or contributed to a pension plan.

Instead, eligibility depends primarily on your age, legal status, and how long you have lived in Canada.

If you live in Canada, you generally need at least 10 years of residence after turning 18 to qualify for a partial OAS pension. A full pension typically requires 40 years of residence.

GIS is available to eligible OAS recipients with low incomes. Your entitlement depends on your income and marital status.

How Much Could You Receive from OAS and GIS in November 2026?

OAS and GIS payments increased by 1.4 percent for the October to December 2026 quarter.

The maximum monthly OAS amounts for November are approximately:

• $762.50 for seniors aged 65 to 74.
• $838.75 for seniors aged 75 and older.

The maximum GIS payment for November 2026 is approximately $1,138.90 per month for eligible seniors who are single, widowed, divorced, or whose spouse receives neither OAS nor the Allowance, a separate benefit for low-income people aged 60 to 64.

Seniors whose spouse receives OAS or the Allowance can receive up to $685.56 per month.

Your actual payments may be lower depending on your income, marital status, and Canadian residence history.

Alberta Child and Family Benefit (ACFB): November 27, 2026

Eligible Alberta families will receive their next Alberta Child and Family Benefit payment on November 27, 2026.

Unlike the monthly Canada Child Benefit, the ACFB is paid quarterly, with payments scheduled for November, February, May, and August.

The ACFB provides tax-free financial support to low- and middle-income families with children under 18.

Who Qualifies for the Alberta Child and Family Benefit?

To qualify, you generally must be an Alberta resident, have at least one child under 18, and meet the program’s income requirements.

The benefit has two components:

• Base component: Available to eligible lower-income families, including those without employment income.
• Working component: Provides additional assistance to families with employment income above $2,760.

You do not need to apply separately for the ACFB. The CRA determines your eligibility using information from your CCB application and income tax returns.

How Much Could You Receive from the Alberta Child and Family Benefit?

For the July 2026 to June 2027 benefit year, eligible families can receive up to $5,882 annually.

Maximum annual amounts, combining the base and working components, are based on the number of children and whether you have employment income. The annual maximums are:

• One child: Up to $2,311 annually ($1,529 base + $782 working).
• Two children: Up to $3,787 annually ($2,293 base + $1,494 working).
• Three children: Up to $4,977 annually ($3,057 base + $1,920 working).
• Four or more children: Up to $5,882 annually ($3,821 base + $2,061 working).

These are annual maximums, not the ACFB amounts paid in November alone. Your actual payment depends on your family’s income and eligibility.

The base benefit starts decreasing when adjusted family net income exceeds $28,116. The working component starts decreasing when adjusted family net income exceeds $47,115.

Why Filing Your Taxes Matters for Government Benefit Payments

Many government benefits are calculated using information from your annual income tax return.

Even if you earned little or no income in 2025, filing your return could help you qualify for payments such as the CCB, OTB, or ACFB.

If you have a spouse or common-law partner, they may also need to file a return so the CRA can calculate your family’s entitlement.

Newcomers should also keep their immigration status, marital status, address, and banking information up to date with the CRA.

You can check upcoming benefit payment amounts through CRA My Account.

Remember that not every government benefit is paid monthly. For example, the Canada Groceries and Essentials Benefit (CGEB) is paid quarterly, so no regular CGEB payment is scheduled for November.

If you are expecting a November payment, check your eligibility and make sure your information is current to avoid unnecessary delays.